#retirementlifestylepodcast

How to reallocate your assets in response to market cycles

roshanloungani

Dec 8, 2021
2 min

How to reallocate your assets in response to market cycles

RL094 – How to reallocate your assets in response to market cycles Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about high-yield spreads as a macro indicator. They describe the high-yield spread environment, market turning points during the pandemic and reveal the best times to invest in bonds. [02:28] The High-yield Spread and Why It's Important [09:10] Practical Examples of High-yield Spread Implementation [10:40] Secondary

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Can I Retire Now? The Right Spending Plan May Be The Difference

roshanloungani

Dec 1, 2021
3 min

Can I Retire Now? The Right Spending Plan May Be The Difference

RL093 – Can I Retire Now? The Right Spending Plan May Be The Difference Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through several dynamic retirement spending strategies. They break down the retirement spending smile, the guardrails approach and explain why most people are defined by their spending habits. [03:34] Dynamic Retirement Spending Strategies [06:02] The Retirement Spending Smile [13:50] Predicting Expenses During Re

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roshanloungani

Nov 24, 2021
3 min

Will The Housing Market Crash?

RL092 – Will The Housing Market Crash? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current housing environment and whether we're in a housing bubble ready to burst. They explain how mortgage interest rates affect market prices, the Ninja Loan, and the regulatory constraints affecting the housing market. [04:40] Buying Conditions in the Housing Markets [11:29] How Mortgage Interest Rates Affect Market Prices [14:30]

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Wellness During the Holidays with Jill Daniels Myers

roshanloungani

Nov 17, 2021
3 min

Wellness During the Holidays with Jill Daniels Myers

RL091 – Wellness during the Holidays with Jill Daniels Myers Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Daniels Myers, an integrative nutrition health and wellness coach. They talk about staying healthy during the holiday, mindful spending, and explain why health is more than just losing weight. [01:05] Why Preparing for the Holidays is Extremely Important [03:40] Tips for Staying Healthy During the Holiday Seas

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roshanloungani

Nov 10, 2021
3 min

Understanding Value Investing

RL090 – Understanding Value Investing Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the past, present, and future performance of value stocks. They talk about the importance of value stocks, the value trap, and the performance comparison between value and growth stocks. [01:31] What are Value Stocks and Why are They so Important? [05:50] Defining Book Value [10:30] The Value Trap [15:31] Value Stocks Versus Growth Stocks Per

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Biden's Build Back Better Tax and Spending Proposal

roshanloungani

Nov 5, 2021
3 min

Biden's Build Back Better Tax and Spending Proposal

RL089 – Biden's Build Back Better tax and spending proposal Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the current status of Biden's Build Back Better Agenda. They talk about the proposed corporate tax rate, billionaire's income tax, and how the plan will impact the lives of the everyday American. [01:13] Why Biden's Build Back Better Agenda is an Important Topic of Discussion [07:00] Status on Biden's Build Back Bette

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How to get ready for Medicare open enrollment.

roshanloungani

Oct 28, 2021
3 min

How to get ready for Medicare open enrollment.

RL088 – How to get ready for Medicare open enrollment. Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Medicare's open enrollment. They go through the ten commonly asked questions about Medicare enrollment and how you can avoid the lifetime penalties of late enrollment. [02:35] Medicare Open Enrollment [03:01] When Should You Sign Up for Medicare? [06:50] The Medicare Late Enrollment Penalty [09:29] Can You Keep Your Doctor

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roshanloungani

Oct 21, 2021
3 min

What is technical analysis?

RL087 – What is technical analysis? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about technical analysis. They dissect the benefits of using technical analysis in your investment strategies, trend indicators, and the price momentum of a stock based on volume. [03:28] The History of Technical Analysis [08:10] Who is a Technical Analyst? [16:40] The Benefits of Combining Technical Analysis with Other Investment Strategies [18:4

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20 Money moves to make before the end of the year

roshanloungani

Oct 14, 2021
3 min

20 Money moves to make before the end of the year

RL086 – 20 Money moves to make before the end of the year Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through actionable year-end financial planning strategies. They explain why the last quarter of the year is an excellent time to review your finances, the benefits of tax-loss harvesting, and how to spend money on your Flexible Spending Account. [04:01] End-of-year Financial Planning [08:44] Cancel Unwanted Subscriptions [14:27] It's a Good

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The Stock Market's Most Volatile Months Of The Year

roshanloungani

Oct 6, 2021
3 min

The Stock Market's Most Volatile Months Of The Year

RL085 - The Stock Market's Most Volatile Months Of The Year Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the high volatility months. They explain why October is historically very volatile, the best months in the stock market, and how to react to the most volatile months. [03:40] Understanding the September Effect [07:20] Data on the Most Volatile Months [12:50] The 94-year History on Volatility [16:25] What to do in the Mos

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What should I do when stock prices drop?

roshanloungani

Sep 30, 2021
3 min

What should I do when stock prices drop?

RL084 - What should I do when stock prices drop? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current market environment. They analyze the current market volatility, what to do when equities decline, and compare the performance of gold and crypto in the recent price changes. [01:37] What Not to Do When the Markets are Down [04:50] Advice to People Responding to The Current Market Low [08:38] What to Do When the Marke

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roshanloungani

Sep 22, 2021
3 min

How To Be Prepared For The Unexpected

RL083 – How To Be Prepared For The Unexpected This is episode 100! Retirement Lifestyle Show with Adrian Nicholson, Erik Olson, and Roshan Loungani talk about expecting the unexpected during retirement. They go through several unplanned things that could affect your retirement, advise on how to prepare for these situations, and the best way to react to them. Also Adrian adds a new segment so listeners can get to know the co host! [05:40] Expect the Unexpected in Retirement [0

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How can you protect your personal information online?

roshanloungani

Sep 15, 2021
3 min

How can you protect your personal information online?

RL082 – How can you protect your personal information online? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about cyber fraud and how criminals are now targeting gaming, leisure, and travel industries. They explain tactics used by criminals to target individuals, the pros and cons of using password managers, and how to protect yourself from potential attacks. [03:30] Cyber fraud in a Post-Pandemic World [08:50] Tips on How to P

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Beyond Money: How To Build A Happier Retirement

roshanloungani

Sep 9, 2021
3 min

Beyond Money: How To Build A Happier Retirement

RL081 – Beyond Money: How To Build A Happier Retirement Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about side-hustles in retirement. They go through the exciting things people do in retirement, money-making activities for people in all stages of retirement, and the process of settling on retirement hobbies. [01:40] Adrian’s Hobbies and His Plans for Retirement [06:01] Creative Things People Do in Retirement [14:01] Erik, Adr

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roshanloungani

Sep 1, 2021
3 min

Should You Use a Target Date Fund?

RL080 - Should You Use a Target Date Fund? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Target-Date Funds. They dissect the pros and cons of investing in target-date funds, what to look out for when choosing a fund, and glide paths. [02:40] What Are Target Date Funds? [06:00] Characteristics of Target-Date Funds [11:15] Industry Highs Versus Lows on Retirement Day [17:47] Cons of Investing in Target-Date Funds [25:00] Th

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Why Own Bonds When Rates Are Low And Inflation Is High?

roshanloungani

Aug 27, 2021
3 min

Why Own Bonds When Rates Are Low And Inflation Is High?

RL079 - Why own bonds when rates are low and inflation is high? Today on the Retirement Lifestyle Show Erik Olson and Adrian Nicholson analyze bonds in a negative real interest rate environment. They talk about the pros and cons of having bonds in your portfolio, the long-term debt cycle, and hedge fund replication strategies. [03:30] Do you Still Need Bonds in your Portfolio? [07:15] Bonds and Negative Yields [12:45] The Central Bank’s Plan for Economic Stimulus [16:50] The

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roshanloungani

Aug 18, 2021
3 min

Best Places To Retire In The World

RL078 - Best Places To Retire In The World Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about what they look for in a place to retire in while Erik Olson shares why he chose to retire in Michigan. They discuss their must-haves, non-negotiables, and the possibility of retiring abroad. [04:37] Erik and Roshan in Searching for the Best Place to Retire [14:13] Drawbacks to Testing Out the Area [17:09] Erik’s Decision to Move [21:00] Different

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roshanloungani

Aug 12, 2021
3 min

How much do Olympic athletes make?

RL077 - Retirement Lifestyle: How much do Olympic athletes make? Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about Olympic athletes and their finances. They expound on the countries that pay the most for Olympic gold, financial advice for Olympic athletes, and why financially literate people seem to maintain their wealth effortlessly. [04:50] Which Countries Pay the Most for Olympic Gold? [12:15] Financial Planning for Professional Olympi

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Million Dollar Portfolio — The Good, The Bad & The Ugly

roshanloungani

Aug 4, 2021
4 min

Million Dollar Portfolio — The Good, The Bad & The Ugly

RL076 - Retirement Lifestyle: Million Dollar Portfolio — The Good, The Bad & The Ugly Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the good, the bad, and the ugly of a million-dollar portfolio. They talk about the impact of inflation, diversification versus healthy growth, and the benefits of planning. [05:29] The $1 Million Portfolio [09:40] Efficiency and Performance of the $1 Million Portfolio [14:10] Volatility in Accum

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Lightning Round: 9 Financial Planning/Investing Questions Answered

roshanloungani

Jul 28, 2021
3 min

Lightning Round: 9 Financial Planning/Investing Questions Answered

RL075 - Retirement Lifestyle: Lightning Round: 9 Financial Planning / Investing Questions Answered Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson answer some of the most common and intriguing listener and client questions. They dissect topics such as retirement withdrawal strategies, paying down debts versus investing, and the role of cash in your portfolio. [10:15] How to Plan your Retirement Withdrawal Strategy [16:30] How Importan

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