A short clip, 2 of 2 and peek into the episode "Banking Crisis Opportunities: Key Metrics for Smart Decisions" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/Qu9xwRTmFuA OR in your favorite podcast app - links below. In the full episode they explore the opportunities you can take advantage of in the banking crisis. They discuss what to look for, the type of banks you should consider investing in, and the risks associated with drastically depreciating stocks. Episode Show Notes: https://retirementlifestyleshow.com/banking-crisis-opportunities-key-metrics-for-smart-decisions/ Time stamps below can be found by listening to the full episode: https://youtu.be/Qu9xwRTmFuA [00:00] Introduction [03:15] Return on Equity and Why It's Important [07:41] Risk Assessment and Poor Management [09:15] What is Net Interest Income? [12:23] Net Interest Margins and the Profitability Ratio [15:43] The Capital Adequacy Ratio [20:02] Proper Time Management [22:45] Risks and Catching a Falling Knife [24:30] The Dead Cat Drop [26:20] Risks with Uninsured Deposits [29:25] Opportunities in Commercial Real Estate [32:38] Capital Invested in Held-to-Maturity Loans [36:20] Banks You Need to Research and Why [38:30] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL169 — Banking Crisis Opportunities: Key Metrics for Smart Decisions" in Spotify, iTunes, Anchor.fm and so on... see links below. Visit Anchor.fm for ALL the links to several podcast sites: Anchor.fm: https://anchor.fm/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson explore the opportunities you can take advantage of in the banking crisis. They discuss what to look for, the type of banks you should consider investing in, and the risks associated with drastically depreciating stocks. Episode Show Notes: https://retirementlifestyleshow.com/banking-crisis-opportunities-key-metrics-for-smart-decisions/ [00:00] Introduction [03:15] Return on Equity and Why It's Important [07:41] Risk Assessment and Poor Management [09:15] What is Net Interest Income? [12:23] Net Interest Margins and the Profitability Ratio [15:43] The Capital Adequacy Ratio [20:02] Proper Time Management [22:45] Risks and Catching a Falling Knife [24:30] The Dead Cat Drop [26:20] Risks with Uninsured Deposits [29:25] Opportunities in Commercial Real Estate [32:38] Capital Invested in Held-to-Maturity Loans [36:20] Banks You Need to Research and Why [38:30] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL169 — Banking Crisis Opportunities: Key Metrics for Smart Decisions" in Spotify, iTunes, Anchor.fm and so on... see links below. Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 1 of 2 and peek into the episode "Banking Crisis Opportunities: Key Metrics for Smart Decisions" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/Qu9xwRTmFuA OR in your favorite podcast app - links below. In the full episode they explore the opportunities you can take advantage of in the banking crisis. They discuss what to look for, the type of banks you should consider investing in, and the risks associated with drastically depreciating stocks. Episode Show Notes: https://retirementlifestyleshow.com/banking-crisis-opportunities-key-metrics-for-smart-decisions/ Time stamps below can be found by listening to the full episode: https://youtu.be/Qu9xwRTmFuA [00:00] Introduction [03:15] Return on Equity and Why It's Important [07:41] Risk Assessment and Poor Management [09:15] What is Net Interest Income? [12:23] Net Interest Margins and the Profitability Ratio [15:43] The Capital Adequacy Ratio [20:02] Proper Time Management [22:45] Risks and Catching a Falling Knife [24:30] The Dead Cat Drop [26:20] Risks with Uninsured Deposits [29:25] Opportunities in Commercial Real Estate [32:38] Capital Invested in Held-to-Maturity Loans [36:20] Banks You Need to Research and Why [38:30] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL169 — Banking Crisis Opportunities: Key Metrics for Smart Decisions" in Spotify, iTunes, Anchor.fm and so on... see links below. Visit Anchor.fm for ALL the links to several podcast sites: Anchor.fm: https://anchor.fm/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 2 of 2 and peek into the episode "The Debt Ceiling Crisis: What You Need to Know" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/yKaknHFaLLM OR in your favorite podcast app - links below. In the full episode they break down the debt ceiling crisis in the US. They discuss how government debt should inform your investment decisions, the risks of the US Treasury not raising the debt ceiling, and what to expect in the coming months. Show Notes: https://retirementlifestyleshow.com/trimming-the-budget-fat-13-tips-for-success-2/ Time stamps below can be found by listening to the full episode: https://youtu.be/yKaknHFaLLM [00:00] Introduction [02:20] What is the Debt Ceiling? [04:35] Risk of Not Raising the Debt Ceiling Fast Enough [08:50] Government Debt Vs. the Country’s GDP [11:50] The Time and Place for a Debt Conversation [15:56] What to Expect When the US Hits Its Debt Limit [19:31] Interest Rates and Borrowing Costs [22:45] Is Cash Now King? [24:34] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL167 — Trimming the Budget Fat: 13 Tips for Success" in Spotify, iTunes, and so on... see links below. Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 1 of 2 and peek into the episode "The Debt Ceiling Crisis: What You Need to Know" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/yKaknHFaLLM OR in your favorite podcast app - links below. In the full episode they break down the debt ceiling crisis in the US. They discuss how government debt should inform your investment decisions, the risks of the US Treasury not raising the debt ceiling, and what to expect in the coming months. Show Notes: https://retirementlifestyleshow.com/trimming-the-budget-fat-13-tips-for-success-2/ Time stamps below can be found by listening to the full episode: https://youtu.be/yKaknHFaLLM [00:00] Introduction [02:20] What is the Debt Ceiling? [04:35] Risk of Not Raising the Debt Ceiling Fast Enough [08:50] Government Debt Vs. the Country’s GDP [11:50] The Time and Place for a Debt Conversation [15:56] What to Expect When the US Hits Its Debt Limit [19:31] Interest Rates and Borrowing Costs [22:45] Is Cash Now King? [24:34] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL167 — Trimming the Budget Fat: 13 Tips for Success" in Spotify, iTunes, and so on... see links below. Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

In this episode of the Retirement Lifestyle Show, Erik Olson, Roshan Loungani, and Adrian Nicholson break down the debt ceiling crisis in the US. They discuss how government debt should inform your investment decisions, the risks of the US Treasury not raising the debt ceiling, and what to expect in the coming months. Show Notes: https://retirementlifestyleshow.com/trimming-the-budget-fat-13-tips-for-success-2/ [00:00] Introduction [02:20] What is the Debt Ceiling? [04:35] Risk of Not Raising the Debt Ceiling Fast Enough [08:50] Government Debt Vs. the Country’s GDP [11:50] The Time and Place for a Debt Conversation [15:56] What to Expect When the US Hits Its Debt Limit [19:31] Interest Rates and Borrowing Costs [22:45] Is Cash Now King? [24:34] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL167 — Trimming the Budget Fat: 13 Tips for Success" in Spotify, iTunes, and so on... see links below. Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 2 of 2 and peek into the episode "Trimming the Budget Fat: 13 Tips for Success" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/5cI7jiOz5I0 OR in your favorite podcast app - links below. In the full episode they break down 13 money hacks to help you trim the fat from your budget and save more money. They cover topics like when to consider buying generic products, how to reduce your energy bill, and why you should consider cooking your own meals instead of dining out. Full Show Notes: https://retirementlifestyleshow.com/trimming-the-budget-fat-13-tips-for-success/ Time stamps below can be found by listening to the full episode: https://youtu.be/5cI7jiOz5I0 [00:00] Introduction [02:45] Why Cutting Down Fat in Your Budget is Important [04:30] Credit Card Debt and High-Interest Rates [08:50] Have a Shopping List and Stick to it [10:30] Consider Buying Generic Products [11:57] Reduce the Number of Times You Dine Out [15:08] Find and Cancel Unwanted Subscriptions [17:05] Reduce Your Energy Bill [18:36] Cut Transportation Costs [24:49] Learning to Avoid ATM Fees [26:47] Using Cash Instead of Credit Cards [29:37] Buy During Sales or Events [30:54] Rent or Borrow Items [32:40] Consider Switching to a More Affordable Cell phone [37:43] Reduce Entertainment Costs [38:41] Save Money When Travelling [41:53] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL167 — Trimming the Budget Fat: 13 Tips for Success" in Spotify, iTunes, and so on... see links below. Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 1 of 2 and peek into the episode "Trimming the Budget Fat: 13 Tips for Success" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/5cI7jiOz5I0 OR in your favorite podcast app - links below. In the full episode they break down 13 money hacks to help you trim the fat from your budget and save more money. They cover topics like when to consider buying generic products, how to reduce your energy bill, and why you should consider cooking your own meals instead of dining out. Full Show Notes: https://retirementlifestyleshow.com/trimming-the-budget-fat-13-tips-for-success/ Time stamps below can be found by listening to the full episode: https://youtu.be/5cI7jiOz5I0 [00:00] Introduction [02:45] Why Cutting Down Fat in Your Budget is Important [04:30] Credit Card Debt and High-Interest Rates [08:50] Have a Shopping List and Stick to it [10:30] Consider Buying Generic Products [11:57] Reduce the Number of Times You Dine Out [15:08] Find and Cancel Unwanted Subscriptions [17:05] Reduce Your Energy Bill [18:36] Cut Transportation Costs [24:49] Learning to Avoid ATM Fees [26:47] Using Cash Instead of Credit Cards [29:37] Buy During Sales or Events [30:54] Rent or Borrow Items [32:40] Consider Switching to a More Affordable Cell phone [37:43] Reduce Entertainment Costs [38:41] Save Money When Travelling [41:53] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL167 — Trimming the Budget Fat: 13 Tips for Success" in Spotify, iTunes, and so on... see links below. Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down 13 money hacks to help you trim the fat from your budget and save more money. They cover topics like when to consider buying generic products, how to reduce your energy bill, and why you should consider cooking your own meals instead of dining out. Full Show Notes: https://retirementlifestyleshow.com/trimming-the-budget-fat-13-tips-for-success/ [00:00] Introduction [02:45] Why Cutting Down Fat in Your Budget is Important [04:30] Credit Card Debt and High-Interest Rates [08:50] Have a Shopping List and Stick to it [10:30] Consider Buying Generic Products [11:57] Reduce the Number of Times You Dine Out [15:08] Find and Cancel Unwanted Subscriptions [17:05] Reduce Your Energy Bill [18:36] Cut Transportation Costs [24:49] Learning to Avoid ATM Fees [26:47] Using Cash Instead of Credit Cards [29:37] Buy During Sales or Events [30:54] Rent or Borrow Items [32:40] Consider Switching to a More Affordable Cell phone [37:43] Reduce Entertainment Costs [38:41] Save Money When Traveling [41:53] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL167 — Trimming the Budget Fat: 13 Tips for Success" in Spotify, iTunes, Anchor.fm and so on... see links below. Visit Anchor.fm for ALL the links to several podcast sites: Anchor.fm: https://anchor.fm/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 2 of 2 and peek into the episode "Bear Market Stages: Where are we now? " on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/N09DPbuQn0U OR in your favorite podcast app - links below. In the full episode they break down the main stages of a Bear market. They discuss the characteristics of a Bear market, how to effectively navigate market downturns, and the only time you should consider buying during a bear market. Full Show Notes: https://retirementlifestyleshow.com/bear-market-stages-where-are-we-now/ Time stamps below can be found by listening to the full episode: https://youtu.be/N09DPbuQn0U [00:00] Introduction [02:13] The Distribution Phase [05:53] What Stage in the Bear Market Are We Currently In? [09:10] Positive Signals Before a Market Decline [10:55] Characteristics of the Confirmation Phase [14:12] Panic Selling and the Despair Phase [16:33] The Difference Between Investors and Traders [18:04] The Capitulation Phase [22:58] Understand That a Stage Can Last Several Years [25:08] Investing is All About Taking Risks [27:04] The Bonus Phase [31:02] Do the Markets Always Recover? [35:50] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL166 — Bear Market Stages: Where are we now?" in Spotify, iTunes, and so on... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 1 of 2 and peek into the episode "Bear Market Stages: Where are we now? " on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/N09DPbuQn0U OR in your favorite podcast app - links below. In the full episode they break down the main stages of a Bear market. They discuss the characteristics of a Bear market, how to effectively navigate market downturns, and the only time you should consider buying during a bear market. Full Show Notes: https://retirementlifestyleshow.com/bear-market-stages-where-are-we-now/ Time stamps below can be found by listening to the full episode: https://youtu.be/N09DPbuQn0U [00:00] Introduction [02:13] The Distribution Phase [05:53] What Stage in the Bear Market Are We Currently In? [09:10] Positive Signals Before a Market Decline [10:55] Characteristics of the Confirmation Phase [14:12] Panic Selling and the Despair Phase [16:33] The Difference Between Investors and Traders [18:04] The Capitulation Phase [22:58] Understand That a Stage Can Last Several Years [25:08] Investing is All About Taking Risks [27:04] The Bonus Phase [31:02] Do the Markets Always Recover? [35:50] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL166 — Bear Market Stages: Where are we now?" in Spotify, iTunes, and so on... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down the main stages of a Bear market. They discuss the characteristics of a Bear market, how to effectively navigate market downturns, and the only time you should consider buying during a bear market. Full Show Notes: https://retirementlifestyleshow.com/bear-market-stages-where-are-we-now/ [00:00] Introduction [02:13] The Distribution Phase [05:53] What Stage in the Bear Market Are We Currently In? [09:10] Positive Signals Before a Market Decline [10:55] Characteristics of the Confirmation Phase [14:12] Panic Selling and the Despair Phase [16:33] The Difference Between Investors and Traders [18:04] The Capitulation Phase [22:58] Understand That a Stage Can Last Several Years [25:08] Investing is All About Taking Risks [27:04] The Bonus Phase [31:02] Do the Markets Always Recover? [35:50] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL166 — Bear Market Stages: Where are we now?" in Spotify, iTunes, and so on... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 2 of 2 and peek into the episode "2023 Market and Economic Update" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/I1_lrb9Mg1c OR in your favorite podcast app - links below. In the full episode they go through recent updates in employment numbers, inflation, and interest rates. They discuss what to expect from the current investment landscape and how investors can use this information to make concrete investment decisions. Episode Notes: https://retirementlifestyleshow.com/2023-market-and-economic-update/ Time stamps below can be found by listening to the full episode: https://youtu.be/I1_lrb9Mg1c [00:00] Introduction [02:31] News From the Bureau of Labor and Statistics [07:56] How High-Interest Rates Lower Money Supply [11:10] Relationship Between Inflation and Interest Rates [14:20] Recession Risk and Mixed Signals [16:22] How Markets Respond to Good News [21:18] Thoughts on a Possible Recession [25:21] Why You Need to be Adding Money to the Markets [27:10] Should You Take Money Out of the Markets? [32:45] Profit Forecasts [37:20] Strongest Performers in the Markets [42:12] Morningstar's Second Quarter Outlook [45:26] The Benefits of Having a Diversified Portfolio [47:20] Banking Risk and the Banking Crisis [51:30] Current State of the Federal Reserve [54:23] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL165 — 2023 Market and Economic Update" in Spotify, iTunes, and more... see links below. Visit Anchor.fm for ALL the links to several podcast sites: https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 1 of 2 and peek into the episode "2023 Market and Economic Update" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/I1_lrb9Mg1c OR in your favorite podcast app - links below. In the full episode they go through recent updates in employment numbers, inflation, and interest rates. They discuss what to expect from the current investment landscape and how investors can use this information to make concrete investment decisions. Episode Notes: https://retirementlifestyleshow.com/2023-market-and-economic-update/ Time stamps below can be found by listening to the full episode: https://youtu.be/I1_lrb9Mg1c [00:00] Introduction [02:31] News From the Bureau of Labor and Statistics [07:56] How High-Interest Rates Lower Money Supply [11:10] Relationship Between Inflation and Interest Rates [14:20] Recession Risk and Mixed Signals [16:22] How Markets Respond to Good News [21:18] Thoughts on a Possible Recession [25:21] Why You Need to be Adding Money to the Markets [27:10] Should You Take Money Out of the Markets? [32:45] Profit Forecasts [37:20] Strongest Performers in the Markets [42:12] Morningstar's Second Quarter Outlook [45:26] The Benefits of Having a Diversified Portfolio [47:20] Banking Risk and the Banking Crisis [51:30] Current State of the Federal Reserve [54:23] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL165 — 2023 Market and Economic Update" in Spotify, iTunes, and more... see links below. Visit Anchor.fm for ALL the links to several podcast sites: https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

In this episode of the Retirement Lifestyle Show, Eric Olson, Roshan Loungani and Adrian Nicholson go through recent updates in employment numbers, inflation, and interest rates. They discuss what to expect from the current investment landscape and how investors can use this information to make concrete investment decisions. Episode Notes: https://retirementlifestyleshow.com/2023-market-and-economic-update/ [00:00] Introduction [02:31] News From the Bureau of Labor and Statistics [07:56] How High-Interest Rates Lower Money Supply [11:10] Relationship Between Inflation and Interest Rates [14:20] Recession Risk and Mixed Signals [16:22] How Markets Respond to Good News [21:18] Thoughts on a Possible Recession [25:21] Why You Need to be Adding Money to the Markets [27:10] Should You Take Money Out of the Markets? [32:45] Profit Forecasts [37:20] Strongest Performers in the Markets [42:12] Morningstar's Second Quarter Outlook [45:26] The Benefits of Having a Diversified Portfolio [47:20] Banking Risk and the Banking Crisis [51:30] Current State of the Federal Reserve [54:23] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL165 — 2023 Market and Economic Update" in Spotify, iTunes, and more... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 2 of 2 and peek into the episode "Long Term Care, Psychology of Money, and De-Dollarization" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/q4SNNecnCXo OR in your favorite podcast app - links below. In the full episode - It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about the benefits of having long-term care insurance, the de-dollarization of global trade, and the psychology behind people's money mindsets. Episode Notes: https://retirementlifestyleshow.com/long-term-care-psychology-of-money-and-de-dollarization/ Time stamps below can be found by listening to the full episode: https://youtu.be/q4SNNecnCXo [00:00] Introduction [03:35] What is Long-Term Care Insurance Coverage [06:10] The True Cost of Long-Term Care [08:50] People's Psychology Around Long-Term Care Insurance [14:10] How to Choose the Right Insurance Cover [19:05] Available Options for Long-Term Care [28:31] When to Start Saving for Long-Term Care [29:57] The Psychology of Money [31:43] The Common Types of Money Mindsets [35:36] Why and How People Develop Money Mindsets [40:15] How to Develop a Healthy Money Mindset [43:40] The Benefits of Having a Positive Money Mindset [47:09] How to Change the Way You Think and Feel About Money [48:22] The De-Dollarization of Global Trade [53:31] What to Expect from the De-Dollarization Train [56:50] Investment Opportunities in Response to the De-Dollarization [59:55] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL164 – Long Term Care, Psychology of Money, and De-Dollarization" in Spotify, iTunes, Anchor.fm and so on... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

A short clip, 1 of 2 and peek into the episode "Long Term Care, Psychology of Money, and De-Dollarization" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here: https://youtu.be/q4SNNecnCXo OR in your favorite podcast app - links below. In the full episode - It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about the benefits of having long-term care insurance, the de-dollarization of global trade, and the psychology behind people's money mindsets. Episode Notes: https://retirementlifestyleshow.com/long-term-care-psychology-of-money-and-de-dollarization/ Time stamps below can be found by listening to the full episode: https://youtu.be/q4SNNecnCXo [00:00] Introduction [03:35] What is Long-Term Care Insurance Coverage [06:10] The True Cost of Long-Term Care [08:50] People's Psychology Around Long-Term Care Insurance [14:10] How to Choose the Right Insurance Cover [19:05] Available Options for Long-Term Care [28:31] When to Start Saving for Long-Term Care [29:57] The Psychology of Money [31:43] The Common Types of Money Mindsets [35:36] Why and How People Develop Money Mindsets [40:15] How to Develop a Healthy Money Mindset [43:40] The Benefits of Having a Positive Money Mindset [47:09] How to Change the Way You Think and Feel About Money [48:22] The De-Dollarization of Global Trade [53:31] What to Expect from the De-Dollarization Train [56:50] Investment Opportunities in Response to the De-Dollarization [59:55] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL164 – Long Term Care, Psychology of Money, and De-Dollarization" in Spotify, iTunes, Anchor.fm and so on... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow #shorts Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.

It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about the benefits of having long-term care insurance, the de-dollarization of global trade, and the psychology behind people's money mindsets. Episode Notes: https://retirementlifestyleshow.com/long-term-care-psychology-of-money-and-de-dollarization/ [00:00] Introduction [03:35] What is Long-Term Care Insurance Coverage [06:10] The True Cost of Long-Term Care [08:50] People's Psychology Around Long-Term Care Insurance [14:10] How to Choose the Right Insurance Cover [19:05] Available Options for Long-Term Care [28:31] When to Start Saving for Long-Term Care [29:57] The Psychology of Money [31:43] The Common Types of Money Mindsets [35:36] Why and How People Develop Money Mindsets [40:15] How to Develop a Healthy Money Mindset [43:40] The Benefits of Having a Positive Money Mindset [47:09] How to Change the Way You Think and Feel About Money [48:22] The De-Dollarization of Global Trade [53:31] What to Expect from the De-Dollarization Train [56:50] Investment Opportunities in Response to the De-Dollarization [59:55] Parting Thoughts Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. If you want to listen to, or share, this episode from your favorite podcast app then you will find it listed as "RL164 – Long Term Care, Psychology of Money, and De-Dollarization" in Spotify, iTunes, Anchor.fm and so on... see links below. https://podcasters.spotify.com/pod/show/roshan-a-loungani Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459 Follow Us At: https://www.retirementlifestyleshow.com https://www.retirewithroshan.com https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #Retire #retirement #investing #finance #retirementlifestylepodcast #fire #podcast #FI #retirewithroshan #retirementlifestyleshow Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license. Thank you for listening.