#retirewithroshan

roshanloungani

Apr 28, 2022
2 min

Best Password Manager

RL114 - Best Password Manager On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down some of the leading password managers and explain why it might be a good idea to have a password manager. They talk about the reasons why most people don't have a password manager, the risks of reusing similar passwords, and the best password managers for business or family use. [04:30] How to Hack-Proof Your Passwords [06:40] Top Brands in the Password

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roshanloungani

Apr 24, 2022
3 min

Investing when inflation runs hot

RL113 - Investing when inflation runs hot Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down strategies investors can use to invest even when inflation is running hot. They talk about peak inflation, investment options during peak inflation, and the gold versus bitcoin debate during times of inflation. [02:55] What is Peak Inflation? [05:55] Inflation and What to Expect in 2022 [08:33] The Long-lasting Effects of Inflation [12:09] Central

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Saving for retirement may get easier—SECURE Act 2.0?

roshanloungani

Apr 18, 2022
3 min

Saving for retirement may get easier—SECURE Act 2.0?

RL112 - Saving for retirement may get easier—SECURE Act 2.0? Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down the new features of the proposed SECURE Act 2.0. They discuss how the act will improve retirement planning, the potential tax consequences to expect from the plan, and the best times to increase your catch-up contributions. [02:52] The SECURE Act 2.0 [06:05] Required Minimum Distributions in The SECURE ACT 2.0 [07:24] What is a Requir

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Dealing with difficult times. Inflation, Rate Hikes, War

roshanloungani

Apr 18, 2022
3 min

Dealing with difficult times. Inflation, Rate Hikes, War

RL111 - Dealing with difficult times. Inflation, Rate Hikes, War Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about how today's investor is handling the Ukrainian war, rate hikes, inflation and other major threats targeting their portfolio. They discuss supply chain concerns, how to make portfolio adjustments during uncertain times, and the link between rate hikes and high inflation. [05:10] Investing During Uncertain Times [0

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roshanloungani

Apr 1, 2022
3 min

Tax planning: Game Winning Strategies!

RL110 - Tax planning: Game Winning Strategies! Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through targeted topics to help you win in this year’s tax season. They talk about the common tax scams to watch out for in 2022, efficient tax location strategies, and the benefits of using a defined benefit retirement plan. [04:50] What Is Asset Location? [07:20] Understanding Efficient Tax Distributions [10:45] Top Asset Location Oppor

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Fed Effects, Hormesis, and Investment Expectations

roshanloungani

Mar 23, 2022
3 min

Fed Effects, Hormesis, and Investment Expectations

RL109 – Fed Effects, Hormesis, and Investment Expectations Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson add another episode installment to the “Bring Your Own Topic” series. They talk about how Fed policies influence market movements, how stress can actually be a good thing, and why predicting the profitability of a stock is never that easy. [03:10] Breaking Down the Fed’s Primary Mandate [06:28] How does Fed Policy Influence the M

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Are we in a stock, bond, and real estate bubble today?

roshanloungani

Mar 16, 2022
3 min

Are we in a stock, bond, and real estate bubble today?

RL108 – Are we in a stock, bond, and real estate bubble today? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect Jeremy Grantham's publication on the US Super Bubble Extravaganza. They discuss the similarities between previous market crashes and the current market environment, the economics of the Fed Put, and what a super bubble burst would do to your retirement plans. [01:44] Are We in a Super Bubble? [08:20] Stats That Define

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Behavioral Finance Explained: How biases can harm your investing

roshanloungani

Mar 9, 2022
3 min

Behavioral Finance Explained: How biases can harm your investing

RL107 – Behavioral Finance Explained: How biases can harm your investing Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson breakdown behavioral finance and how it affects our investment decisions. They discuss the common behavioral biases you should be wary of, the sunk-cost fallacy, and the benefits of having a long-term approach to investing. [01:41] Behavioral Finance and Personal Biases [05:36] How the Markets Can Affect Mood [12:57

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roshanloungani

Mar 4, 2022
2 min

How does war impact the stock market?

RL106 – How does war impact the stock market? Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about how the markets behave in response to wars and conflicts. They analyze market trends in response to the Ukraine-Russia conflict, fed policies during times of war, and why time horizons are crucial for investing during uncertain times. [04:10] How Conflicts and Wars Affect the Markets [08:10] The Markets Hate Uncertainty [10:27] How the Markets

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Modern Monetary Theory with Luigi Zingales and Bethany McLean

roshanloungani

Feb 24, 2022
3 min

Modern Monetary Theory with Luigi Zingales and Bethany McLean

RL105 – Modern Monetary Theory with Luigi Zingales and Bethany McLean Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson debunk The Modern Monetary Theory (MMT) with Bethany McLean and Luigi Zingales, the hosts of the Capitalisn't Podcast. Bethany is Vanity Fair's contributing editor, while Luigi is a world-renowned economics professor. [03:50] Modern Monetary Theory Debunked [09:10] Printing Money and Inflation [11:06] Modern Monetary T

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roshanloungani

Feb 16, 2022
2 min

How To Freeze Your Credit

RL104 – How To Freeze Your Credit Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect credit freezes and explain why they are among the most effective anti-fraud strategies available today. They go through the benefits of executing a credit freeze, the difference between a credit freeze and a fraud alert, and the downside to freezing your credit. [06:40] Backstory to Today's Topic of Discussion [11:24] What is a Credit Freeze? [14

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roshanloungani

Feb 9, 2022
2 min

Battle of the Plans – Software Edition

RL103 – Battle of the Plans – Software Edition Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson use their complex financial planning software packages to analyze a hypothetical retirement plan. They go through capital market assumptions, the benefits of budgeting in retirement, and how life expectancy influences retirement spending. [04:39] The Tools and Assumptions Erik Used for His Retirement Planning [07:57] Client Profile for Our H

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roshanloungani

Feb 3, 2022
3 min

NFT: Non-Fungible Tokens Explained

RL102 – NFT: Non-Fungible Tokens Explained Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down NFTs and how they work. They explore the nuts and bolts that define NFTs, the business side, and the opportunities that NFTs present in the current economic landscape. [02:00] What are NFTs and Why are They So Important? [09:20] The Rise of NFT Communities [14:15] How to Buy NFTs [17:25] How NFT Marketplaces Operate [24:10] Non-Fungib

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From Success to Significance with Sunshine Nut Co. Don Larson

roshanloungani

Jan 27, 2022
3 min

From Success to Significance with Sunshine Nut Co. Don Larson

RL101 – From Success to Significance with Sunshine Nut Co. Don Larson Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Don Larson, Founder & CEO of the Sunshine Nut Company and author of The Sunshine Approach. They discuss the Sunshine Approach, the essence of having a sustainable social mission, self-reflection, and finding your life's purpose. [04:24] Getting to Know Donald Larson and His Journey to Africa [14:00] Self Reflec

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roshanloungani

Jan 20, 2022
3 min

Celebrating Episode 100

RL100 – Celebrating Episode 100 Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson celebrate reaching 100 episodes by going through retirement topics they deem worthy of such an exciting milestone. The talk about the retail investor's biggest edge, the Metaverse, the financial finish line, and so much more. [08:00] The Individual Investor's Biggest Edge [16:35] Why Time is the Retail Investor's Biggest Edge [21:50] Why Do You Invest? [26

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roshanloungani

Jan 12, 2022
4 min

Annuities with DPL's David Lau

RL099 – Annuities with DPL's David Lau In today's episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk to David Lau, the CEO and Founder of DPL Financial Partners, an RIA insurance network that brings fee-based insurance solutions from a variety of the nation's top carriers to RIA practices. They explain what annuities are, the emergence of commission-free financial products, and how interest rates affect annuities. David Lau is widely recognized as

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roshanloungani

Jan 5, 2022
3 min

2022 Economic and Market Outlook

RL098 – 2022 Economic and Market Outlook In today's episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson preview market and economic trends to look out for going into 2022. They dissect labor market projections, inflation forecasts for the new year, and the 2022 fixed income & bond market outlook. [02:32] Predictions for the New Year 2022 [05:34] Economic Outlook for 2022 [06:50] Inflation Forecast for 2022 [17:50] Policy, Politics, and Inflation [21:00] P

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roshanloungani

Dec 30, 2021
2 min

2021 What A Year Indeed

RL097 – 2021 What A Year Indeed In today’s episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson review the major events that defined 2021. They go through the top stories that made headlines month-by-month and cover highlights such as the capitol riots, frenzied real estate markets, vaccine debates, the Afghanistan disaster, and so much more. Listen now to hear us discuss 2021 What A Year Indeed. [04:21] Capitol Riots, the GDP Decline, and Highlights from

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The Future of Crypto, with Jeremy Epstein

roshanloungani

Dec 27, 2021
3 min

The Future of Crypto, with Jeremy Epstein

RL096 – The Future of Crypto, with Jeremy Epstein Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect the world of cryptocurrencies with Jeremy Epstein, the Co-Chief Investment Officer at Crypto Futura Fund. They talk about how digital currencies are disrupting the global economy, the safety of cryptocurrencies, and the growth of the crypto custodian market. [01:50] Jeremy's Journey Into the World of Cryptocurrencies [03:24] How C

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roshanloungani

Dec 17, 2021
2 min

Will my bonds lose money? 23 Ideas

RL095 – Will my bonds lose money? 23 Ideas Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through 23 bond alternatives you should know about. They talk about REIT, Cash, Structured Notes, TIPS, and Gold. [04:01] The Essence of Having Bonds in Your Portfolio [10:05] The Long-term Equity Index Put [14:25] What is a REIT (Real Estate Investment Trust)? [20:16] Cash Versus Bonds [27:10] Structured Notes and Bonds That Don't Pay Intere

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