RL100 – Celebrating Episode 100 Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson celebrate reaching 100 episodes by going through retirement topics they deem worthy of such an exciting milestone. The talk about the retail investor's biggest edge, the Metaverse, the financial finish line, and so much more. [08:00] The Individual Investor's Biggest Edge [16:35] Why Time is the Retail Investor's Biggest Edge [21:50] Why Do You Invest? [26

RL099 – Annuities with DPL's David Lau In today's episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk to David Lau, the CEO and Founder of DPL Financial Partners, an RIA insurance network that brings fee-based insurance solutions from a variety of the nation's top carriers to RIA practices. They explain what annuities are, the emergence of commission-free financial products, and how interest rates affect annuities. David Lau is widely recognized as

RL098 – 2022 Economic and Market Outlook In today's episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson preview market and economic trends to look out for going into 2022. They dissect labor market projections, inflation forecasts for the new year, and the 2022 fixed income & bond market outlook. [02:32] Predictions for the New Year 2022 [05:34] Economic Outlook for 2022 [06:50] Inflation Forecast for 2022 [17:50] Policy, Politics, and Inflation [21:00] P

RL097 – 2021 What A Year Indeed In today’s episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson review the major events that defined 2021. They go through the top stories that made headlines month-by-month and cover highlights such as the capitol riots, frenzied real estate markets, vaccine debates, the Afghanistan disaster, and so much more. Listen now to hear us discuss 2021 What A Year Indeed. [04:21] Capitol Riots, the GDP Decline, and Highlights from

RL096 – The Future of Crypto, with Jeremy Epstein Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect the world of cryptocurrencies with Jeremy Epstein, the Co-Chief Investment Officer at Crypto Futura Fund. They talk about how digital currencies are disrupting the global economy, the safety of cryptocurrencies, and the growth of the crypto custodian market. [01:50] Jeremy's Journey Into the World of Cryptocurrencies [03:24] How C

RL095 – Will my bonds lose money? 23 Ideas Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through 23 bond alternatives you should know about. They talk about REIT, Cash, Structured Notes, TIPS, and Gold. [04:01] The Essence of Having Bonds in Your Portfolio [10:05] The Long-term Equity Index Put [14:25] What is a REIT (Real Estate Investment Trust)? [20:16] Cash Versus Bonds [27:10] Structured Notes and Bonds That Don't Pay Intere

RL094 – How to reallocate your assets in response to market cycles Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about high-yield spreads as a macro indicator. They describe the high-yield spread environment, market turning points during the pandemic and reveal the best times to invest in bonds. [02:28] The High-yield Spread and Why It's Important [09:10] Practical Examples of High-yield Spread Implementation [10:40] Secondary

RL093 – Can I Retire Now? The Right Spending Plan May Be The Difference Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through several dynamic retirement spending strategies. They break down the retirement spending smile, the guardrails approach and explain why most people are defined by their spending habits. [03:34] Dynamic Retirement Spending Strategies [06:02] The Retirement Spending Smile [13:50] Predicting Expenses During Re

RL092 – Will The Housing Market Crash? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current housing environment and whether we're in a housing bubble ready to burst. They explain how mortgage interest rates affect market prices, the Ninja Loan, and the regulatory constraints affecting the housing market. [04:40] Buying Conditions in the Housing Markets [11:29] How Mortgage Interest Rates Affect Market Prices [14:30]

RL091 – Wellness during the Holidays with Jill Daniels Myers Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Daniels Myers, an integrative nutrition health and wellness coach. They talk about staying healthy during the holiday, mindful spending, and explain why health is more than just losing weight. [01:05] Why Preparing for the Holidays is Extremely Important [03:40] Tips for Staying Healthy During the Holiday Seas

RL090 – Understanding Value Investing Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the past, present, and future performance of value stocks. They talk about the importance of value stocks, the value trap, and the performance comparison between value and growth stocks. [01:31] What are Value Stocks and Why are They so Important? [05:50] Defining Book Value [10:30] The Value Trap [15:31] Value Stocks Versus Growth Stocks Per

RL089 – Biden's Build Back Better tax and spending proposal Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the current status of Biden's Build Back Better Agenda. They talk about the proposed corporate tax rate, billionaire's income tax, and how the plan will impact the lives of the everyday American. [01:13] Why Biden's Build Back Better Agenda is an Important Topic of Discussion [07:00] Status on Biden's Build Back Bette

RL088 – How to get ready for Medicare open enrollment. Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Medicare's open enrollment. They go through the ten commonly asked questions about Medicare enrollment and how you can avoid the lifetime penalties of late enrollment. [02:35] Medicare Open Enrollment [03:01] When Should You Sign Up for Medicare? [06:50] The Medicare Late Enrollment Penalty [09:29] Can You Keep Your Doctor

RL087 – What is technical analysis? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about technical analysis. They dissect the benefits of using technical analysis in your investment strategies, trend indicators, and the price momentum of a stock based on volume. [03:28] The History of Technical Analysis [08:10] Who is a Technical Analyst? [16:40] The Benefits of Combining Technical Analysis with Other Investment Strategies [18:4

RL086 – 20 Money moves to make before the end of the year Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through actionable year-end financial planning strategies. They explain why the last quarter of the year is an excellent time to review your finances, the benefits of tax-loss harvesting, and how to spend money on your Flexible Spending Account. [04:01] End-of-year Financial Planning [08:44] Cancel Unwanted Subscriptions [14:27] It's a Good

RL085 - The Stock Market's Most Volatile Months Of The Year Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the high volatility months. They explain why October is historically very volatile, the best months in the stock market, and how to react to the most volatile months. [03:40] Understanding the September Effect [07:20] Data on the Most Volatile Months [12:50] The 94-year History on Volatility [16:25] What to do in the Mos

RL084 - What should I do when stock prices drop? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current market environment. They analyze the current market volatility, what to do when equities decline, and compare the performance of gold and crypto in the recent price changes. [01:37] What Not to Do When the Markets are Down [04:50] Advice to People Responding to The Current Market Low [08:38] What to Do When the Marke

RL083 – How To Be Prepared For The Unexpected This is episode 100! Retirement Lifestyle Show with Adrian Nicholson, Erik Olson, and Roshan Loungani talk about expecting the unexpected during retirement. They go through several unplanned things that could affect your retirement, advise on how to prepare for these situations, and the best way to react to them. Also Adrian adds a new segment so listeners can get to know the co host! [05:40] Expect the Unexpected in Retirement [0

RL082 – How can you protect your personal information online? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about cyber fraud and how criminals are now targeting gaming, leisure, and travel industries. They explain tactics used by criminals to target individuals, the pros and cons of using password managers, and how to protect yourself from potential attacks. [03:30] Cyber fraud in a Post-Pandemic World [08:50] Tips on How to P

RL081 – Beyond Money: How To Build A Happier Retirement Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about side-hustles in retirement. They go through the exciting things people do in retirement, money-making activities for people in all stages of retirement, and the process of settling on retirement hobbies. [01:40] Adrian’s Hobbies and His Plans for Retirement [06:01] Creative Things People Do in Retirement [14:01] Erik, Adr