Roshan Loungani | Insights

5 days ago
3 min

The secrets of endowment-style investing revealed

RL069 - Retirement Lifestyle: The secrets of endowment-style investing revealed Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the return potential and diversifying power of alternative investing. They explain the role alternative investing can play in a portfolio, the illiquid nature of these types of investments, and the risks versus rewards of endowment-style investing. [07:41] What are Alternative Investments? [15:17]

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Impact Investing BAM with Buddy Rathmell

roshanloungani

Jun 13
3 min

Impact Investing BAM with Buddy Rathmell

RL068 - Retirement Lifestyle: Impact Investing BAM with Buddy Rathmell Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Buddy Rathmell who is a coach and trainer for the Business as Mission (BAM) movement. Currently, he is in the process of launching BAM School with the goal of developing impactful disciple-leaders in business. He is also the host of the BAM School Podcast. Buddy shares the stories of successful BAM businesses a

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roshanloungani

Jun 4
3 min

Biden’s Tax Plan. Winners and Losers.

RL067 - Retirement Lifestyle: Biden’s Tax Plan. Winners and Losers. On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the second phase of President Joe Biden's Build Back Better agenda: The American Jobs plan. They analyze how the project affects your investment portfolio, impacts on long-term capital gains, and propose tax strategies to lower your taxable income. [06:50] The Build Back Better Agenda [13:35] Analyzi

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Developing an Investment Philosophy—Examples from Our Journeys, Part 2

roshanloungani

May 26
3 min

Developing an Investment Philosophy—Examples from Our Journeys, Part 2

RL066 - Developing an Investment Philosophy—Examples from Our Journeys, Part 2 On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson present part two of the backstory behind their investment philosophies. They share how their expectations evolved after the 2008 financial collapse, the development of their investment strategies, and explain the cyclically adjusted price too earnings ratio. [10:40] Life After the Modern Portfolio Th

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Developing an Investment Philosophy—Examples from Our Journeys, Part 1

roshanloungani

May 19
3 min

Developing an Investment Philosophy—Examples from Our Journeys, Part 1

RL065 - Developing an Investment Philosophy—Examples from Our Journeys, Part 1 Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the backstory behind their investment philosophies. They tackle modern portfolio theory, data-driven investing, and determining your investment personality. [06:15] Making Sense of your Investment Strategies [12:00] Pros and cons of diversifying your portfolio [16:50] The Buy and Hope Strategy [18:50]

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Tax-Efficient Investing, Part 2. What These 5 Client Cases Show About Tax-Smart Asset Allocation

roshanloungani

May 17
3 min

Tax-Efficient Investing, Part 2. What These 5 Client Cases Show About Tax-Smart Asset Allocation

RL064 - Retirement Lifestyle: Tax-Efficient Investing, Part 2. What These 5 Client Cases Show About Tax-Smart Asset Allocation Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on tax allocation by focusing on 5 client cases. They analyze proper asset allocation strategies, delaying social security, and the factor of life expectancy when planning for retirement. [05:50] Why you Need Proper Asset Allocation Stra

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roshanloungani

May 7
3 min

Tax-Efficient Investing, Part 1

RL063 - Retirement Lifestyle: Tax-Efficient Investing, Part 1 Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson address one of the least understood yet important principles of outsmarting the tax code-- tax allocation. They analyze the different tax brackets, the concept of asset allocation, and the tax-efficient investment strategy. [06:05] The Concept of Asset Allocation [10:24] It's Never too Late to Think About a Tax-Efficient Portf

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7 Questions to Consider about Inflation and Your Portfolio

roshanloungani

May 3
3 min

7 Questions to Consider about Inflation and Your Portfolio

RL062 - Retirement Lifestyle: 7 Questions to Consider about Inflation and Your Portfolio On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson focus on one of the most talked-about financial topics right now: inflation. They analyze whether the Feds can control it, its effect on the average investor, and the role of price expectation in inflation. [06:34] Real-life Inflation Example [09:10] Defining Inflation [11:15] Dissecting In

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Values-Based Investing with Jason Myhre, Director of Advocacy, Eventide Funds

roshanloungani

Apr 23
4 min

Values-Based Investing with Jason Myhre, Director of Advocacy, Eventide Funds

RL061 - Retirement Lifestyle: Values-Based Investing with Jason Myhre, Director of Advocacy, Eventide Funds Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Jason Myhre, managing partner and director of advocacy at Eventide about values-based investing: the misconceptions around it and practical strategies you can apply. [00:03:32] Investing that Makes the World Rejoice [00:07:18] How Jason Got into Values-based Investing [00:12

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roshanloungani

Apr 15
3 min

Retirement Paycheck Smackdown!

RL060 - Retirement Lifestyle: Retirement Paycheck Smackdown! The Retirement Lifestyle Show discusses a hypothetical client's retirement plans. They debate on when the client should take social security, which portions of her wealth she should draw from first and analyze the taxable portions of her portfolio. [02:28] Transitioning into retirement [06:15] Maintaining your taxable income below the Social Security limit [14:30] Converting money from a traditional IRA into a Roth

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roshanloungani

Apr 7
3 min

Financial Finish Lines

RL059 - Retirement Lifestyle: Financial Finish Lines Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk about financial finish lines and how to set them. They tackle the question of “how much is enough?” from economic, social, and cultural points of view. [03:57] Financial Finish Lines [08:58] Absolute vs. Relative Wealth [15:20] Can Money Buy Happiness? [18:03] Greatest Predictor of Health & Happiness [22:50] What to Do beyond a Financial Finish Lin

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Options 101: Portfolio hedges, or instruments of self-destruction?

roshanloungani

Apr 1
1 min

Options 101: Portfolio hedges, or instruments of self-destruction?

RL058 – Retirement Lifestyle: Options 101: Portfolio hedges, or instruments of self-destruction? This episode of the Retirement Lifestyle show centered around options. Option buyers can have the option, but not the obligation to buy or sell something at a preset price within a preset period of time. They can reduce risk for a price of course, but use recklessly they can be instruments of financial self destruction. We discuss how they work, what the opportunities are, what th

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How Smart Investors Use Roth Conversions To Supercharge Tax-Free Wealth

roshanloungani

Mar 26
3 min

How Smart Investors Use Roth Conversions To Supercharge Tax-Free Wealth

RL057 – How Smart Investors Use Roth Conversions To Supercharge Tax-Free Wealth Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Roth conversions and Tax rates. They discuss withdrawal and Roth conversion strategies, how to intelligently grow your tax-free assets, and how tax rates can affect your retirement plans. [04:38] Difference between Roth IRA and traditional IRA [14:10] Why tax rates and Roth conversions are importan

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roshanloungani

Mar 22
1 min

Investing aligned with your values

RL056 – Retirement Lifestyle: Investing aligned with your values This episode of the Retirement Lifestyle Show focuses on sustainable investing. What is sustainable investing? How can you incorporate it into your portfolio? These are among the topics and more that we discuss to see how investing along with your values can fit into your financial future. [04:55] EGS as a Subset of Value-Based Investing [09:10] Components of EGS Investing [13:24] How to Implement EGS investing

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Battle of the Plans III, Part 2—Investments

roshanloungani

Mar 12
2 min

Battle of the Plans III, Part 2—Investments

RL055 - Battle of the Plans III, Part 2—Investments Roshan Loungani, Erik Olson, and Adrian Nicholson are back with the second installment of Battle of the Plans III, Part 2. They continue the discussion to see the different investment tactics a hypothetical couple can implement in their plan. In Part I, the hosts discussed optimal withdrawal strategies, the couple’s spending levels, and how they can manage the risk of long-term care. In this episode, Roshan and Erik examine

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roshanloungani

Mar 9
4 min

Battle of the Plans III, Part 1

RL054 - Retirement Lifestyle: Battle of the Plans III, Part 1 On this episode of the Retirement Lifestyle Show, Erik Olson, and Adrian Nicholson present the third installment of Battle The Plans, which covers planning for retirement, risk tolerance, and the ideal social security withdrawal strategy. They take a look at a couples hypothetical financial situation to determine if they are on track for retirement. [05:41] Planning for Retirement [13:33] Why People Nearing Retire

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roshanloungani

Mar 9
2 min

Investing, Trading, Speculating

RL053 - Retirement Lifestyle: Investing, Trading, Speculating On this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk about the distinction between investing, trading, and speculating, each strategy holding the potential to make your money work for you in the financial market. They discuss the time and risk elements of each and the overall results you can expect from each option. They also talk about ways to implement the strategies and help you

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10 Cybersecurity Tactics to Wall Off Your Data

roshanloungani

Feb 17
4 min

10 Cybersecurity Tactics to Wall Off Your Data

RL052 - Retirement Lifestyle: 10 Cybersecurity Tactics to Wall Off Your Data On this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about cybersecurity and data protection. They discuss why it's essential to be safe online, tactics used by scammers to steal your information, and how to protect yourself from potential attacks. The good news is, there are simple steps that you can incorporate into the online space that will protect you from

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Smart Education Planning For Children and Grandchildren

roshanloungani

Feb 12
1 min

Smart Education Planning For Children and Grandchildren

RL051 - Retirement Lifestyle: Smart Education Planning For Children and Grandchildren On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about college funding. They discuss conventional and unconventional approaches to college funding, the upward trend of college tuition fees, and the cost-benefit considerations of a college education. The hosts also discuss the strengths and weaknesses of using 529 state plans, standard in

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Crypto Wall Street: Bitcoin, Blockchain, and Crypto

roshanloungani

Feb 3
3 min

Crypto Wall Street: Bitcoin, Blockchain, and Crypto

RL050 - Retirement Lifestyle: Crypto Wall Street: Bitcoin, Blockchain, and Crypto On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Blockchain, Cryptocurrencies, and how to incorporate them into your portfolio. They also dissect how heavily shorted retail stocks have been taking the market by storm lately, with individual investors clashing with big institutional investors. Roshan can be reached at roshan.loungani@a

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