#podcast

roshanloungani

Nov 30
3 min

Tax Loss Harvesting Strategies

RL145 — Tax loss harvesting strategies On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson break down the dos and don'ts of tax loss harvesting. They discuss the benefits of tax loss harvesting, times when tax loss harvesting makes sense, and the mechanics of the wash sale rule. [00:00] Introduction [02:25] What is Tax Loss Harvesting [04:08 Benefits of Tax Loss Harvesting [07:40] The two types of tax rates available in the US [10:50] Factors A

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roshanloungani

Nov 30
2 min

How to Reduce Taxes on Mutual Funds

RL144 — How to Reduce Taxes on Mutual Funds On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson go through how, why, and when mutual funds are taxed. They discuss how mutual fund gains are taxed and how you can improve your total portfolio returns by reducing and even eliminating taxes on your funds. [01:31] Basics of How Mutual Funds are Taxed [04:00] How to Ensure Your Holdings are Tax Efficient [06:55] Why Mutual Funds Are Mostly Not Tax Eff

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roshanloungani

Nov 17
2 min

Understanding Medicare Open Enrollment

RL143 — Understanding Medicare Open Enrollment On the Retirement Lifestyle Show, Eric Olson and Adrian Nicholson discuss Medicare's open enrollment. They go through the seven commonly asked questions about Medicare enrollment, how to get ready, and ways to avoid the lifetime penalties of late enrollment. [01:20] Introduction [02:39] Medicare Open Enrollment and Why It's Important [04:10] What is Open Enrollment? [07:00] Understanding Medicare Advantage Plan [09:30] Benefits o

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What history tells us about today’s economy and markets

roshanloungani

Nov 10
3 min

What history tells us about today’s economy and markets

RL142 — What history tells us about today’s economy and markets On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson break down the latest edition of JP Morgan's Economic and Market Outlook. They discuss the current economic and investment landscape and how investors can use this information to make concrete investment decisions. [02:32] JP Morgan's Guide to market [03:55] Returns and Valuations by Style [06:55] Using Data and Valuations to Make

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roshanloungani

Nov 10
2 min

Is The 60/40 Portfolio Dead?

RL141 — Is The 60/40 Portfolio Dead On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss whether the 60/40 portfolio is dead. They analyze how the traditional framework is catching heat with both equities and bonds down this year and some alternative investment options you can take advantage of. [00:59] Introduction [04:36] Is the 60/40 Portfolio Dead? [07:07] Understanding the Client-Advisor Relationship [09:10] Some Better Alternatives

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16 Financial Steps to Take before Year End

roshanloungani

Oct 26
3 min

16 Financial Steps to Take before Year End

RL140 — 16 Financial Steps to Take before Year End Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through strategies you can implement to refine your year-end financial plan, set goals for next year, and minimize taxes for this year. They discuss the benefits of planning for major life changes, tax loss harvesting, and the new kid in the block Qualified Charitable Distribution. [01:45] Year-end Planning [02:01] Time to Update Your Financial Pl

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roshanloungani

Oct 20
3 min

Economy & Market Expectations

RL139 — Economy & Market Expectations On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson assess the current economic and market landscape and how your investment expectations should evolve. They discuss what a strong dollar means for the economy, Bond interest rate risks, and how the Ukraine conflict is affecting the U.S economy. [02:30] Overall Macroeconomic Outlook of the Markets [05:45] The Fed is Increasingly Subject to Political Pressure

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Alternative Investments—is there an opportunity in private markets?

roshanloungani

Oct 14
2 min

Alternative Investments—is there an opportunity in private markets?

RL138 — Alternative investments—is there an opportunity in private markets on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson assess whether it makes sense to invest in Alternative investments in the current economic environment. They also share some key takeaways from the 15th Arete Wealth Management Conference. [02:05] Introduction [05:00] What are Alternative Investments? [07:07] Are There Opportunities in the Alternative Investment Space?

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roshanloungani

Oct 14
3 min

7 Frequently Asked Client Questions

RL137 - 7 Frequently Asked Client Questions on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson answer the seven most frequently asked client questions. They break down topics such as Structured notes in 2022, the best times to do a Roth conversion, and long-term care insurance planning. [01:40] Understanding I Bonds and How They Work [04:19] The Dos and Don'ts of Investing in I Bonds [06:30] Tax Brackets and Retirement Planning [10:47] Automat

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roshanloungani

Oct 14
2 min

Battle of the Financial Plans V

RL136 - Battle of the Financial Plans V On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson are back with the fifth installation of Battle of the Plans. They use their complex financial planning software packages to analyze a hypothetical client situation and formulate a practical retirement plan. [01:49] Client Profile for Our Hypothetical Financial Plan [04:57] Does Our Hypothetical Client Have Enough to Retire? [08:05] Assumptions in a Retir

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roshanloungani

Sep 20
3 min

Inflation and Market Outlook

RL135 - Inflation and Market Outlook Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the August inflation and the worst day in the markets since June 2020. They break down the August Consumer Price Report, investment opportunities in a down market, and how money printing causes inflation. [01:55] A Bad Day in The Markets [05:13] How Investors Reacted to the August Consumer-Price Report [12:34] Stock Market Takes a Dip Follo

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Six Major Life Events And Your Financial Plan

roshanloungani

Sep 14
3 min

Six Major Life Events And Your Financial Plan

RL134 - Six Major Life Events And Your Financial Plan Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down the six major life events that could impact your financial plan. They talk about the pros and cons of inheriting assets, planning for an expected medical catastrophe, and things you should consider before buying a house. [03:07] Moving: Buying Versus Renting [06:46] Sometimes Renting Makes Sense [10:28] Leaving a Job - Willingly or Unwi

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Insights from Where the Money Is by Adam Seessel

roshanloungani

Sep 14
2 min

Insights from Where the Money Is by Adam Seessel

RL133 - Insights from Where the Money Is by Adam Seessel Today on the Retirement Lifestyle Show, Roshan Loungani and Erik Olson break down Adam Seessel's book Where the Money Is: Value Investing in the Digital Age. They discuss the book's value investing framework, how it can be implemented by the average investor, and why investing in Tech might be the way to go for value investors. [01:46] Introduction [04:20] Value Investing in the Digital Age [07:20] Value Investing 3.0 [

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roshanloungani

Sep 4
2 min

How to Improve Investment Performance

RL132 - How to improve investment performance On the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson discuss the benefits of being a disciplined investor. They break down the consequences of lacking investment discipline, the value of staying invested, and why you need to remove emotions from all your investment decisions. [01:30] A Disciplined Approach to Investing [04:26] Why You Must Avoid Emotional Investing [07:45] Benefits of Having a Strict Investment S

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roshanloungani

Aug 24
2 min

Aging in Place

RL131 - Aging in Place On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Aging in Place and its place in retirement. They go through the pros and cons of aging in place, technological advances in the space, and how to plan for your later years well in advance. [01:20] Aging in Place and What it Really Means [05:08] Costs and When to Start Planning [09:08] Aging in Place Location and Ease of Access [11:11] Impact on Memory Loss and

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The Crypto Market Update with Jeremey Epstein

roshanloungani

Aug 19
4 min

The Crypto Market Update with Jeremey Epstein

RL130 - The Crypto Market Update with Jeremey Epstein On the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk to Jeremy Epstein, President of the Crypto Explorers Association and co-founder of the Crypto Explorers. Jeremy shares his take on the current crypto environment, why crypto investing is not for everyone, and the risk versus potential opportunities in cryptocurrencies right now. [02:13] A Look Back at the Crazy Year For Crypto [06:00] Will Crypto B

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roshanloungani

Aug 11
3 min

How to Lower the Cost of Education

RL129 - How to Lower the Cost of Education Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through easy-to-implement strategies to lower the cost of college. They talk about the current cost of attending college, how to pay for college without breaking the bank, and whether the price of attending an elite school is really worth it. [01:02] A Strategic Look at Paying For Your Kid's College Education [06:30] Stanford University Resea

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Retirement Planning: Avoid These Three Mistakes

roshanloungani

Aug 5
3 min

Retirement Planning: Avoid These Three Mistakes

RL128 - Retirement Planning: Avoid These Three Mistakes Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through the three major mistakes you should avoid when planning for retirement. They talk about risk versus reward during retirement, why so many retirees are returning to work, and the benefits of proper retirement planning. [02:40] Introduction [03:33] Risk Versus Reward During Retirement [06:49] Understanding the Two Major Typ

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roshanloungani

Jul 29
3 min

Covered Calls Explained

RL127 - Covered Calls Explained Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the anatomy of a covered call. They talk about the basics of an options strategy, how to own a covered call, and the right market conditions for investing in covered calls. [02:52] The Basics of an Options Strategy [04:39] What is an Option? [08:55] Put and Call: The Two Main Types of Options [12:45] Things That Dictate How Options are Priced [1

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Stopping Forced Labor in the Solar Panel Industry with Reginald Smith

roshanloungani

Jul 20
3 min

Stopping Forced Labor in the Solar Panel Industry with Reginald Smith

RL126 - Stopping Forced Labor in the Solar Panel Industry with Reginald Smith Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Reginald Smith, a Research Analyst for Eventide. He is primarily responsible for evaluating and monitoring new and existing investment opportunities, focusing on clean energy. They discuss supply chain diversification, how China uses forced labor to make solar panels, and how conscientious investing can

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