RL083 – How To Be Prepared For The Unexpected This is episode 100! Retirement Lifestyle Show with Adrian Nicholson, Erik Olson, and Roshan Loungani talk about expecting the unexpected during retirement. They go through several unplanned things that could affect your retirement, advise on how to prepare for these situations, and the best way to react to them. Also Adrian adds a new segment so listeners can get to know the co host! [05:40] Expect the Unexpected in Retirement [0

RL082 – How can you protect your personal information online? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about cyber fraud and how criminals are now targeting gaming, leisure, and travel industries. They explain tactics used by criminals to target individuals, the pros and cons of using password managers, and how to protect yourself from potential attacks. [03:30] Cyber fraud in a Post-Pandemic World [08:50] Tips on How to P

RL081 – Beyond Money: How To Build A Happier Retirement Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about side-hustles in retirement. They go through the exciting things people do in retirement, money-making activities for people in all stages of retirement, and the process of settling on retirement hobbies. [01:40] Adrian’s Hobbies and His Plans for Retirement [06:01] Creative Things People Do in Retirement [14:01] Erik, Adr

RL080 - Should You Use a Target Date Fund? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Target-Date Funds. They dissect the pros and cons of investing in target-date funds, what to look out for when choosing a fund, and glide paths. [02:40] What Are Target Date Funds? [06:00] Characteristics of Target-Date Funds [11:15] Industry Highs Versus Lows on Retirement Day [17:47] Cons of Investing in Target-Date Funds [25:00] Th

RL079 - Why own bonds when rates are low and inflation is high? Today on the Retirement Lifestyle Show Erik Olson and Adrian Nicholson analyze bonds in a negative real interest rate environment. They talk about the pros and cons of having bonds in your portfolio, the long-term debt cycle, and hedge fund replication strategies. [03:30] Do you Still Need Bonds in your Portfolio? [07:15] Bonds and Negative Yields [12:45] The Central Bank’s Plan for Economic Stimulus [16:50] The

RL078 - Best Places To Retire In The World Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about what they look for in a place to retire in while Erik Olson shares why he chose to retire in Michigan. They discuss their must-haves, non-negotiables, and the possibility of retiring abroad. [04:37] Erik and Roshan in Searching for the Best Place to Retire [14:13] Drawbacks to Testing Out the Area [17:09] Erik’s Decision to Move [21:00] Different

RL077 - Retirement Lifestyle: How much do Olympic athletes make? Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about Olympic athletes and their finances. They expound on the countries that pay the most for Olympic gold, financial advice for Olympic athletes, and why financially literate people seem to maintain their wealth effortlessly. [04:50] Which Countries Pay the Most for Olympic Gold? [12:15] Financial Planning for Professional Olympi

RL076 - Retirement Lifestyle: Million Dollar Portfolio — The Good, The Bad & The Ugly Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the good, the bad, and the ugly of a million-dollar portfolio. They talk about the impact of inflation, diversification versus healthy growth, and the benefits of planning. [05:29] The $1 Million Portfolio [09:40] Efficiency and Performance of the $1 Million Portfolio [14:10] Volatility in Accum

RL075 - Retirement Lifestyle: Lightning Round: 9 Financial Planning / Investing Questions Answered Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson answer some of the most common and intriguing listener and client questions. They dissect topics such as retirement withdrawal strategies, paying down debts versus investing, and the role of cash in your portfolio. [10:15] How to Plan your Retirement Withdrawal Strategy [16:30] How Importan

RL074 - Retirement Lifestyle: Impact Investing with Dignity Coconuts and Erik D. Olson Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Erik Olson in the fourth installment of the value investing series. Erik is the president of Dignity Coconuts, a social enterprise that seeks to affirm dignity by ending poverty and slavery in the Philippines. They talk about modern-day slavery, the challenges of launching businesses in third-w

RL073 - Retirement Lifestyle: Growth vs. Value—Titanic Struggle or False Narrative? Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect two distinct styles of investing: growth and value investing. They differentiate the two investing strategies, analyze their historical patterns, and explain which one is more suited to your portfolio. [08:20] Growth Versus Value Investing [14:05] Characteristics of Growth and Value Stocks [17:04]

RL072 - Retirement Lifestyle: Tips for a Healthy Lifestyle from Integrated Nutrition Health Coach Jill Myers Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Myers, an integrative nutrition health coach. Jill's work focuses on highlighting and addressing overlooked health aspects to facilitate people's optimal health and well-being. They talk about healthy habits for a healthy retirement, why healthy living is cheaper

RL071 - Retirement Lifestyle: 9 foundational rules for financial success Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson get back to the basics of personal finance. They each share three proven fundamental principles and other practical tips that can impact your financial situation for the better. Personal Finance Principles: These tried and tested tips can improve your financial situation and help you have a happier and healthier rel

RL070 - Retirement Lifestyle: Stock market bubble? - What you need to know. Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect Ray Dalio's stock market bubble article. They analyze the low-interest-rate environment, the retail investor's role in the stock market, and the difference between risk tolerance and risk capacity. [05:49] Ray Dalio's Stock Market Bubble [11:43] Emerging Tech Stocks and the Stock Market Bubble [17:31] The

RL069 - Retirement Lifestyle: The secrets of endowment-style investing revealed Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the return potential and diversifying power of alternative investing. They explain the role alternative investing can play in a portfolio, the illiquid nature of these types of investments, and the risks versus rewards of endowment-style investing. [07:41] What are Alternative Investments? [15:17]

RL068 - Retirement Lifestyle: Impact Investing BAM with Buddy Rathmell Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Buddy Rathmell who is a coach and trainer for the Business as Mission (BAM) movement. Currently, he is in the process of launching BAM School with the goal of developing impactful disciple-leaders in business. He is also the host of the BAM School Podcast. Buddy shares the stories of successful BAM businesses a

RL067 - Retirement Lifestyle: Biden’s Tax Plan. Winners and Losers. On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the second phase of President Joe Biden's Build Back Better agenda: The American Jobs plan. They analyze how the project affects your investment portfolio, impacts on long-term capital gains, and propose tax strategies to lower your taxable income. [06:50] The Build Back Better Agenda [13:35] Analyzi

RL066 - Developing an Investment Philosophy—Examples from Our Journeys, Part 2 On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson present part two of the backstory behind their investment philosophies. They share how their expectations evolved after the 2008 financial collapse, the development of their investment strategies, and explain the cyclically adjusted price too earnings ratio. [10:40] Life After the Modern Portfolio Th

RL065 - Developing an Investment Philosophy—Examples from Our Journeys, Part 1 Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the backstory behind their investment philosophies. They tackle modern portfolio theory, data-driven investing, and determining your investment personality. [06:15] Making Sense of your Investment Strategies [12:00] Pros and cons of diversifying your portfolio [16:50] The Buy and Hope Strategy [18:50]

RL064 - Retirement Lifestyle: Tax-Efficient Investing, Part 2. What These 5 Client Cases Show About Tax-Smart Asset Allocation Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on tax allocation by focusing on 5 client cases. They analyze proper asset allocation strategies, delaying social security, and the factor of life expectancy when planning for retirement. [05:50] Why you Need Proper Asset Allocation Stra