#FI

Silicon Valley Bank Collapse: Lessons Learned & Actionable Steps for Investors

roshanloungani

2 days ago
3 min

Silicon Valley Bank Collapse: Lessons Learned & Actionable Steps for Investors

RL161– Silicon Valley Bank Collapse: Lessons Learned and Actionable Steps for Investors In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the recent Silicon Valley Bank collapse. They break down why the bank failed, the factors that led to its collapse, and whether your money is safe at Silicon Valley Bank. [00:00] Introduction [02:56] Is Your Money Okay in Silicon Valley Bank? [04:38] Bank Run: What is it and Why it H

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Unlocking the Hidden Potential of Reverse Mortgages

roshanloungani

Mar 16
2 min

Unlocking the Hidden Potential of Reverse Mortgages

RL160 - Unlocking the Hidden Potential of Reverse Mortgages In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down reverse mortgages and their use in retirement planning. They discuss the different types of reverse mortgages, ways to extend the life of your portfolio, and the mechanics of an efficient reverse mortgage. Podcast Website: https://retirementlifestyleshow.com/unlocking-the-hidden-potential-of-reverse-mortgages/ [00:00] Introd

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Bring Your Own Topic: "The Outsiders," ChatGPT, and Smarter Giving

roshanloungani

Mar 16
3 min

Bring Your Own Topic: "The Outsiders," ChatGPT, and Smarter Giving

RL159 — Bring Your Own Topic: "The Outsiders," ChatGPT, and Smarter Giving It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about AI use in financial planning, how to make charitable contributions tax-free, and some intriguing insights from William N. Thorndike's Book "The Outsiders." Podcast Website: https:/

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roshanloungani

Mar 16
3 min

15 Money Milestones

RL158–15 Money Milestones On the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down a recent Washington Post article that categorized common questions people have according to age. They cover retirement and financial planning topics including credit scores, when to get a credit card, when to pay off your mortgage, and ways savers can learn to spend during retirement. Podcast Website Page: https://retirementlifestyleshow.com/15-money-milestones/ [00:00

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The Art of Long-Term Investing, Part 2: Key Business Factors to Consider

roshanloungani

Feb 25
3 min

The Art of Long-Term Investing, Part 2: Key Business Factors to Consider

RL157 - The Art of Long-Term Investing, Part 2: Key Business Factors to Consider On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on the art of long-term investing - part 2. They break down the key features you must consider in a business before investing in it. [00:00] Introduction [03:01] Recap of the Art of Long-Term Investing Part 1 [04:57] The Benefits of Reviewing a Company's Business Model [07:08] Market Shar

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The Art of Long-Term Investing: Tips for Identifying Stocks to Hold Forever

roshanloungani

Feb 16
3 min

The Art of Long-Term Investing: Tips for Identifying Stocks to Hold Forever

RL156 — The Art of Long-Term Investing: Tips for Identifying Stocks to Hold Forever On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through tips on researching stocks you can hold for the indefinite future. They break down Roshan's approach for researching, screening, and picking stocks for long-term investments and the amount of time it takes to identify such stocks. [00:00] Introduction [02:33] Screening and the First Step to Picking a

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roshanloungani

Feb 13
3 min

Factor-Based Investing

RL155 — Factor-Based Investing On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down Factor investing and why it's such an effective investment strategy. They cover topics like the basics of Factor investing, the diverse approaches to multi-factor investing, and smart investing approaches to help you beat the market and maximize returns. [00:00] Introduction [04:48] Why Most People are Research-based Investors [07:00] What is Factor In

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The Federal Reserve, Interest Rates, and Money Supply with Economist Bryce Gill

roshanloungani

Feb 1
3 min

The Federal Reserve, Interest Rates, and Money Supply with Economist Bryce Gill

RL154 — The Federal Reserve, Interest Rates, and Money Supply with Economist Bryce Gill on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson sit down with Bryce Gill to try and make sense of the Federal Reserve Policy. They analyze the role of the Federal Reserve in slowing down inflation, the true source of inflation, and the growth of the M2 money supply. [00:00] Introduction [03:48] Getting to Know Bryce Gill [05:33] Overview of First Trust's Market Outlook fo

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10 Ways to Use SECURE Act 2.0 To Your Benefit

roshanloungani

Jan 27
3 min

10 Ways to Use SECURE Act 2.0 To Your Benefit

RL153 — 10 Ways to Use SECURE Act 2.0 To Your Benefit On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss 10 ways to use SECURE Act 2.0 to your benefit. They cover topics like the latest RMD distribution rules, exciting changes in the new 529 plans, and the best tool for funding charitable giving. [02:58] Biden Signs SECURE Act 2.0 Into Law [04:42] What the SECURE Act 2.0 Means for Retirement Plans [07:19] RMD Age Pushed to Age 73 Start

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roshanloungani

Jan 27
3 min

2023 Market Outlook

RL152 — 2023 Market Outlook On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss what investors can expect from the U.S. and global markets in 2023. They break down topics like the market outlook for 2023, the presidential election cycle theory, and the available opportunities in emerging markets. [00:00] Introduction [01:53] Market Outlook and Expectations For 2023 [04:53] Performance of the S&P 500 The Year Before an Election [08:10] T

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roshanloungani

Jan 11
3 min

2023 Economic Outlook

RL151 — 2023 Economic Outlook On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss what investors can expect from the U.S. and global economies in 2023. They break down topics like the downside of a prolonged low-interest rate environment, how the 2022 market lows will shape 2023, and what the Fed will do to keep up with inflation. [00:00] Introduction [02:21] 2022 Year in Review and 2023 Market Outlook [04:01] Forecasting 2023's Inflati

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roshanloungani

Jan 6
2 min

Dividend Growth vs High Dividends Now?

RL150 — Dividend Growth vs High Dividends Now? On the Retirement Lifestyle Show, Roshan Loungani and Eric Olson break down high yield versus dividend growth investing and which one might be right for you. They discuss what they are, how you can potentially use them in your portfolio, and even ways to get the best of both worlds. [00:00] Introduction [02:57] Dividend Growth Versus High-Yield Dividend Investing [04:58] When to Choose High Dividend Growth Investing [06:24] Commo

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roshanloungani

Dec 30, 2022
2 min

2022 Episode Year In Review

RL149 — 2022 Episode Year In Review On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson each share their top 3 podcast episodes for 2022. From engrossing interviews, nut companies impacting communities in Africa, to assessments of the investment markets, these episodes tell the story of 2022. Click on any of the episodes highlighted below to listen to the full episodes. [00:00] Introduction [03:07] Episode 126: Stopping Forced Labor in the Sola

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Fundamental vs Technical Trading, Taxation of Bonds, Market Outlook

roshanloungani

Dec 21, 2022
3 min

Fundamental vs Technical Trading, Taxation of Bonds, Market Outlook

RL148 — Fundamental vs Technical Trading, Taxation of Bonds, Market Outlook It’s “Bring Your Own Topic Day” on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience’s investment decisions. They talk about Fundamental vs Technical analysis of stocks, the high-yield spread, and what to consider when buying US Treasury Bonds. [00:00] Introduction [01:53] How to Find What Stocks to Buy

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roshanloungani

Dec 18, 2022
2 min

Review My Portfolio

RL147 — Review My Portfolio on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson perform an honest on-air critique of one of the listener's portfolio. They break down what the client did right, the changes he should make, and the major transitions he should consider to safeguard his retirement. [00:00] Introduction [01:16] Introducing Today's Client Portfolio [04:26] What's in This Client's Portfolio [06:55] The Risk of Being forced to Sell in a

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roshanloungani

Dec 9, 2022
2 min

Active vs Passive Investing

RL146 — Active vs Passive Investing On the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the differences between active and passive investing. They discuss how investors can choose the right strategy for their portfolio, the impact of the Fed's zero interest rate policies, and performance differences between active and passive investing. [00:00] Introduction [03:47] Active Versus Passive Investing [06:35] What is Passive Investing? [0

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roshanloungani

Nov 30, 2022
3 min

Tax Loss Harvesting Strategies

RL145 — Tax loss harvesting strategies On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson break down the dos and don'ts of tax loss harvesting. They discuss the benefits of tax loss harvesting, times when tax loss harvesting makes sense, and the mechanics of the wash sale rule. [00:00] Introduction [02:25] What is Tax Loss Harvesting [04:08 Benefits of Tax Loss Harvesting [07:40] The two types of tax rates available in the US [10:50] Factors A

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roshanloungani

Nov 30, 2022
2 min

How to Reduce Taxes on Mutual Funds

RL144 — How to Reduce Taxes on Mutual Funds On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson go through how, why, and when mutual funds are taxed. They discuss how mutual fund gains are taxed and how you can improve your total portfolio returns by reducing and even eliminating taxes on your funds. [01:31] Basics of How Mutual Funds are Taxed [04:00] How to Ensure Your Holdings are Tax Efficient [06:55] Why Mutual Funds Are Mostly Not Tax Eff

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roshanloungani

Nov 17, 2022
2 min

Understanding Medicare Open Enrollment

RL143 — Understanding Medicare Open Enrollment On the Retirement Lifestyle Show, Eric Olson and Adrian Nicholson discuss Medicare's open enrollment. They go through the seven commonly asked questions about Medicare enrollment, how to get ready, and ways to avoid the lifetime penalties of late enrollment. [01:20] Introduction [02:39] Medicare Open Enrollment and Why It's Important [04:10] What is Open Enrollment? [07:00] Understanding Medicare Advantage Plan [09:30] Benefits o

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What history tells us about today’s economy and markets

roshanloungani

Nov 11, 2022
3 min

What history tells us about today’s economy and markets

RL142 — What history tells us about today’s economy and markets On the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson break down the latest edition of JP Morgan's Economic and Market Outlook. They discuss the current economic and investment landscape and how investors can use this information to make concrete investment decisions. [02:32] JP Morgan's Guide to market [03:55] Returns and Valuations by Style [06:55] Using Data and Valuations to Make

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