Trailer 2 of 2: Annuities with DPL’s David Lau | Retirement Lifestyle Show
A short clip, 2 of 2 and peek into the episode "Annuities with DPL’s David Lau" on The Retirement Lifestyle Show with Roshan Loungani, Erik Olson, and Adrian Nicholson. You will want to listen/watch the whole episode here https://youtu.be/cpWN3qp85c4
OR in your favorite podcast app.
In the full episode they talk to David Lau, the CEO and Founder of DPL Financial Partners, an RIA insurance network that brings fee-based insurance solutions from a variety of the nation's top carriers to RIA practices. They explain what annuities are, the emergence of commission-free financial products, and how interest rates affect annuities.
David Lau is widely recognized as an innovator and disruptor in the financial services industry. Most recently, he is Founder and CEO of DPL Financial Partners', a privately held financial services firm that specializes in development and distribution of commission-free insurance and annuities for Registered Investment Advisors (RIAs) and individuals. David is a sought-after speaker, commentator, and adviser to financial journalists, insurance carriers, RIA firms, fintech providers and others in the financial services and fintech industries. His work has received coverage in The Wall Street Journal, The New York Times, Barron's, CNBC, Wealth Management, InvestmentNews, and other financial media where he provides insights on industry products, players, trends, and best practices.
Earlier in his career, David served as Chief Marketing Officer at E*Trade Bank, and its predecessor Telebank, which was the nation’s first internet bank, and served as Chief Operational Officer for Jefferson National, where he led marketing, sales, and operations, and was pivotal in developing the industry’s first flat-fee variable annuity product
Check Out the DPL Financial Partners website: https://www.dplfp.com/
and connect with David via LinkedIn: https://www.linkedin.com/in/david-lau-b6449b7/
Time stamps below are found in the full episode: https://youtu.be/cpWN3qp85c4
[05:00] Getting to Know David Lau
[08:01] Commission-free Financial Products
[12:36] The Use of Technology in the Financial Industry
[16:50] Product Versus Outcome When Selling Insurance Products
[18:03] What are Annuities and How Do They Work?
[25:20] Annuities and Bond Interest Rates
[28:03] Why Interest Rates Are Often on the Lower End of the Spectrum
[33:20] Risk Pooling and Annuities
[36:50] People Who Have Annuities Live Happier Retirements
[39:00] Guaranteed Income From Annuities and the License to Spend
[45:30] Ordinary Income and Tax Deferment
[47:30] Banks Versus Annuity Providers
[49:40] Parting Thoughts
Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.
Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652.
Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.
Want to listen to, or share, this episode from your favorite podcast app? "RL099 – Annuities with DPL's David Lau" is in Spotify, iTunes, Anchor.fm, and so on... see links below.
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Disclaimer
Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it's licensed under a Creative Commons license.
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